THE FUTURE OF DECENTRALIZED FINANCE
Earn interest on your crypto and borrow funds without selling, all with smart, fair rates across multiple blockchains.
Why Choose Peridot?
Experience the future of DeFi lending with our secure, transparent, and user-friendly platform designed for both newcomers and experts.
How Peridot Works
Our platform creates efficient money markets for crypto assets with algorithmically determined interest rates.
Supply Assets
Deposit your crypto to start earning interest.
- Receive tokens (pTokens) that show your deposit
- Your balance automatically grows with interest
- Withdraw your crypto whenever you want—no waiting period
Collateralize
Your deposited crypto acts as collateral, letting you borrow other assets.
- Each asset has a limit on how much you can borrow
- Keep a healthy balance so you don't risk liquidation
- Supports collateral from different blockchains for extra flexibility
Borrow Assets
Borrow up to your allowed limit based on the value of your collateral.
- Borrow up to your allowed limit based on collateral value
- The interest rate you pay changes automatically with market demand
- You can repay your loan at any time, including the accrued interest
Security & Trust
Your security is our top priority. Built with industry-leading standards and multiple layers of protection.
Audited Smart Contracts
Our contracts have been thoroughly audited by leading security firms including Certik, Trail of Bits, and OpenZeppelin.
Non-Custodial Design
Your assets remain in your wallet. We never have access to your private keys or funds.
Open Source Code
All our smart contracts and core protocols are open source and available for public review.
Multi-Sig Governance
Protocol upgrades require multiple signatures from trusted community members.
Community Governed
The protocol is governed by PERI token holders through decentralized governance.
Regular Audits
Continuous security monitoring and regular third-party audit reviews.
Trusted By Industry Leaders
Our security and compliance standards meet the highest industry requirements
Audit
VerifiedOpenZeppelin
AuditedBug Bounty
Active🏆 Award-Winning Innovation
Some of our early winnings:

Wormhole
Sidetrack

Stellar
Kickstarter

Moveathon
Winner

The Graph
Sidetrack
Frequently Asked Questions
Find answers to common questions about Peridot and how to use our platform.
Ready to Start Earning?
Join thousands of users already earning interest and accessing liquidity on Peridot.